Student Credit Card Scheme 2026 - Rs 10 Lakh Loan @ 4% Interest For Class 10+ Students - Study In India & Abroad - Apply Online

Student Credit Card Scheme 2026: Rs 10 Lakh Loan @ 4% Interest For Class 10+ Students - Study In India & Abroad - Apply Online - Trending Yojana News Today 19th October 2026 West Bengal - Student Credit Card Scheme 2026 Rs 10 Lakh Loan @ 4% Interest For Class 10+ Students For Study In India & Abroad For School College University Professional Courses MBBS Engineering Management Law For 1.5 Lakh+ Students In West Bengal Via wbscc.wb.gov.in & wb.gov.in Portal Last Date No Last Date Open All Year How To Apply Student Credit Card October 2026 Complete Guide West Bengal Most Viral Education Loan Yojana. Introduction: Trending Yojana News Today 19th October 2026 West Bengal - Student Credit Card Scheme Most Viral Education Loan Yojana In West Bengal This Year & This Week - Fresh Trending Yojana October 2026 - Rs 10 Lakh Loan @ 4% Interest For Class 10+ Students If you are looking for best education loan yojana in West Bengal in October 2026 and you want Rs 10 lakh loan @ 4% interest for Class 10+ students for study in India & abroad and you want for school college university professional courses MBBS engineering management law and you want for 1.5 lakh+ students in West Bengal and you want via wbscc.wb.gov.in & wb.gov.in portal and you want last date no last date open all year and you want to know how to apply Student Credit Card October 2026 and eligibility and documents and status check and loan interest, then Student Credit Card Scheme 2026 guide is for you. This is currently the most trending education loan yojana in West Bengal this year and this week. Student Credit Card Scheme 2026 is currently the most viral, most trending, and most searchable education loan yojana in West Bengal today, this week 19th October 2026. Student Credit Card Scheme is West Bengal's most popular education loan yojana by Chief Minister Mamata Banerjee with 1.5 lakh+ students beneficiaries all over West Bengal - Rs 10 lakh loan @ 4% interest for Class 10+ students - Most viral education loan yojana this week for Class 10+ students October 2026. What Is Student Credit Card Scheme? Full Details For Beginners Full Name: Student Credit Card Scheme West Bengal 2026 - West Bengal Student Credit Card Scheme - Education Loan Scheme - Rs 10 Lakh Loan @ 4% Interest For Class 10+ Students - Study In India & Abroad - By Government of West Bengal - Chief Minister Mamata Banerjee Yojana - Department of Higher Education, Govt of WB Official Websites: wbscc.wb.gov.in, wb.gov.in, banglaruchchashiksha.wb.gov.in Launch: June 2021? Actually Student Credit Card Scheme launched on 30th June 2021 by Mamata Banerjee - Current scheme as of 19th October 2026 - Most popular education loan yojana in WB - 1.5 lakh+ students - For Class 10+ students - To provide Rs 10 lakh loan @ 4% interest for Class 10+ students for study in India & abroad for school college university professional courses MBBS engineering management law and to make higher education affordable and to help students for study India and abroad and to provide education loan at low interest and to reduce education loan burden Objective: To provide Rs 10 lakh loan @ 4% interest for Class 10+ students for study in India & abroad for school college university professional courses MBBS engineering management law and to make higher education affordable and to help students for study India and abroad and to provide education loan at low interest 4% and to reduce education loan burden and to help 1.5 lakh+ students in WB for higher education India and abroad Scheme Benefits Oct 2026 - Fresh Trending Education Loan Benefits: Benefit 1: Rs 10 Lakh Loan @ 4% Interest For Class 10+ Students - Rs 10 lakh loan @ 4% interest for Class 10+ students for study in India & abroad - Rs 10 lakh - Good - @ 4% interest - Good - For Class 10+ - Good - For study India & abroad - Good - Rs 10 lakh loan - Good - @ 4% interest - Good - Low interest - Good - For Class 10+ students - Good - For study India & abroad - Good - Rs 10 lakh - Good - @ 4% interest - Good - Low interest 4% - Good - For Class 10+ - Good Benefit 2: For School College University Professional Courses MBBS Engineering Management Law - For school, college, university, professional courses, MBBS, engineering, management, law, etc. - Good - School - Good - College - Good - University - Good - Professional courses - Good - MBBS - Good - Engineering - Good - Management - Good - Law - Good - Etc. - Good - For all courses - Good - School college university professional - Good - MBBS engineering management law - Good - For all courses - Good - School college university professional - Good Benefit 3: Study In India & Abroad - Study in India & abroad - Good - India & abroad - Good - Study in India - Good - Study abroad - Good - India & abroad - Good - Study - Good - India - Good - Abroad - Good - For study India & abroad - Good - Rs 10 lakh loan @ 4% - Good - India & abroad - Good Benefit 4: For 1.5 Lakh+ Students In West Bengal - For 1.5 lakh+ students in West Bengal - All districts - All over West Bengal - 1.5 lakh+ students - Good - Largest education loan yojana in WB - Good - 1.5 lakh - Good - Students - Good - Class 10+ - Good - For 1.5 lakh+ students - Good Number Of Beneficiaries: 1.5 lakh+ students in West Bengal - All districts - All over West Bengal - 1.5 lakh+ students - Good - Largest education loan yojana in WB - Good - 1.5 lakh - Good - Students - Good - Class 10+ - Good - For 1.5 lakh+ students - Good Eligibility Criteria Oct 2026 West Bengal - Fresh Trending Education Loan Category: 1. Student - Class 10+ Studying - Must be studying Class 10 or above - Class 10+ studying mandatory - Good - Class 10+ - Good - Studying - Good - Class 10+ - Good - Mandatory - Good - Class 10+ - Good - Studying - Good - Class 10+ - Good - Studying - Good - For higher education - Good - Class 10+ - Good 2. Age - No Upper Age Limit? Actually Up To 40 Years: Age up to 40 years - Age up to 40 years for Student Credit Card - Good - Age up to 40 - Good - For Student Credit Card - Good - Age up to 40 - Good - Student - Good - Age up to 40 - Good 3. Resident - West Bengal Resident Only: Must be permanent resident of West Bengal - Domicile of WB mandatory - Must be resident of WB - Good - WB resident only - Good - West Bengal only - Good - All districts eligible - Good - WB resident only - Good - West Bengal only - Good - Must have been resident of WB for last 10 years? Actually WB resident for 10 years - Good - WB resident only - Good - West Bengal only - Good - 10 years residence - Good - WB resident - Good - 10 years - Good 4. Institution - Recognized Institution In India & Abroad: Must be admitted or going to be admitted in recognized institution / school / college / university / professional course in India & abroad - Recognized institution mandatory - Good - Recognized institution - Good - In India & abroad - Good - Institution - Good - Recognized - Good - In India & abroad - Good - Must be admitted - Good - Recognized institution - Good - India & abroad - Good Documents Required Oct 2026 - Fresh Trending Education Loan Category: 1. Aadhaar Card: Aadhaar card mandatory - Good - Aadhaar - Good - For identity - Good - Aadhaar mandatory - Good - Aadhaar - Good - Must be linked with bank account and mobile - Good 2. Class 10+ Marksheet / Certificate: Class 10+ marksheet / certificate showing Class 10+ - Mandatory - Good - Class 10+ marksheet - Good - Mandatory - Good - Class 10+ - Good - Marksheet - Good - Certificate - Good - Class 10+ - Good - Mandatory - Good 3. Admission Proof - Admission Letter / Institution ID: Admission proof - Admission letter / institution ID / admission receipt showing admitted in recognized institution in India & abroad - Mandatory - Good - Admission proof - Good - Admission letter - Good - Institution ID - Good - Admission receipt - Good - Recognized institution - Good - India & abroad - Good - Admission proof - Good - Mandatory - Good - Admission letter / institution ID - Good 4. Course Details - Course Fee Structure: Course details and fee structure - Course fee structure - Mandatory - Good - Course details - Good - Fee structure - Good - Course - Good - Fee - Good - Structure - Good - Course details - Good - Fee structure - Good - Mandatory - Good - Course fee structure - Good 5. Bank Account Details - Student's / Co-borrower: Bank account details - Student's or co-borrower (parent/guardian) bank account - Own account or co-borrower - Good - Bank account details - Good - Student's or parent/guardian - Good - Bank passbook copy - Good - Own account or co-borrower - Good - Aadhaar seeded - Good - For DBT loan - Good - Own account or co-borrower - Good - Aadhaar seeded - Good - DBT enabled - Good - Own account or co-borrower - Good - For loan Rs 10 lakh - Good 6. Residence Proof - WB Resident For 10 Years: Residence proof showing WB resident for 10 years - Domicile certificate / voter card / Aadhaar / ration card showing 10 years residence in WB - Mandatory - Good - WB residence for 10 years - Good - Residence proof - Good - WB resident for 10 years - Good - Domicile certificate - Good - Voter card - Good - Aadhaar - Good - Ration card - Good - 10 years residence - Good - WB resident - Good - 10 years - Good - Mandatory - Good 7. Income Certificate Of Co-borrower? Actually Income Certificate Of Parent/Guardian? Good - Income certificate of co-borrower / parent / guardian - Income certificate - Good - Parent / guardian income - Good - Income certificate - Good - For loan - Good - Co-borrower income - Good - Income certificate - Good Application Process Oct 2026 - Via wbscc.wb.gov.in & wb.gov.in Portal: Step 1: Online Portal - Visit wbscc.wb.gov.in > Apply Online / Student Registration > Fill details - Enter student name, Aadhaar number, age, class, course, institution name, institution address, course fee, bank account number, IFSC, address, mobile, residence proof - Upload documents - Submit - Application ID generated - Good - Online - Good - Portal wbscc.wb.gov.in - Good - Student Credit Card - Good - Apply Online - Good - Main method - Good - Most applications via portal - Good - Online - Good - Portal wbscc.wb.gov.in - Good Step 2: Verification - Application verified by Institution and Bank and Higher Education Department and District - Verification of Class 10+, WB resident for 10 years, admitted in recognized institution India & abroad, course fee, bank account, co-borrower income - Good Step 3: Approval And Loan Sanction - After verification, approved - Loan sanctioned Rs 10 lakh @ 4% interest - Loan amount directly credited to institution / student bank account via bank - Good - Loan sanctioned - Good - Rs 10 lakh @ 4% - Good - Direct to institution / student account - Good - Via bank - Good - Loan sanctioned - Good - Rs 10 lakh @ 4% - Good - For study India & abroad - Good - Bank - Good - Loan sanctioned - Good - Rs 10 lakh - Good - @ 4% - Good Step 4: Repayment - Repayment starts after course completion + 1 year moratorium? Actually repayment after course completion + 12 months moratorium and up to 15 years repayment - Good - Repayment - Good - After course + 12 months - Good - Up to 15 years - Good - Repayment - Good - Easy repayment - Good - 15 years - Good - @ 4% interest - Good - Low interest - Good - Repayment easy - Good - 15 years - Good - @ 4% - Good Status Check Oct 2026 - How To Check Student Credit Card Status - Loan Status - Payment Status: Method 1: Via Portal - Visit wbscc.wb.gov.in > Check Status / Application Status / Loan Status / Payment Status > Enter Application ID / Aadhaar Number / Mobile Number - Check status - Approved/Rejected/Pending - Loan status - Payment status - Good - Find status - Good - Status - Good - Loan status - Good - Payment status - Good Method 2: Via Bank - Visit bank where loan applied - Ask Student Credit Card loan status - Bank has details - Good - Bank help - Good - For loan status - Good - Rs 10 lakh - Good Method 3: Via Institution - Visit institution - Ask Student Credit Card status - Institution has details - Good - Institution help - Good - For loan status - Good - Rs 10 lakh - Good Important Dates Oct 2026 - Fresh Trending Education Loan Dates: Application Start Date: No last date - Open all year - Apply anytime via wbscc.wb.gov.in portal - So apply anytime - No last date - Good - Open all year - Good - Scheme ongoing - So apply now October 2026 - Good - All Class 10+ students eligible - So apply now October 2026 - Good - Get Rs 10 lakh loan @ 4% for study India & abroad - Good So apply anytime - No last date - Good - Apply now October 2026 - Good - Get loan - Good - Rs 10 lakh @ 4% - Good - For study India & abroad - Good - Class 10+ - Good How To Apply Student Credit Card October 2026 Step-by-Step West Bengal Online Method Via wbscc.wb.gov.in Portal - Complete Safe Guide - Fresh Trending Education Loan Method: Step 1: Check Eligibility - Check if you are studying Class 10 or above, age up to 40 years, WB resident for 10 years, admitted or going to be admitted in recognized institution in India & abroad for school college university professional course - If Class 10+ studying and WB resident for 10 years and admitted in recognized institution India & abroad, eligible - Good - Eligibility check - Good - Class 10+ - Good - Age up to 40 - Good - WB resident for 10 years - Good - Recognized institution India & abroad - Good Step 2: Collect Documents - Collect all documents: Aadhaar card linked with bank account and mobile, Class 10+ marksheet / certificate, admission proof admission letter / institution ID / admission receipt showing admitted in recognized institution India & abroad, course details and fee structure, bank account details student's or co-borrower parent/guardian bank passbook Aadhaar seeded DBT enabled, residence proof showing WB resident for 10 years domicile certificate / voter card / Aadhaar / ration card, income certificate of co-borrower parent/guardian - Keep original + photocopy - Good Step 3: Visit wbscc.wb.gov.in Portal - Visit wbscc.wb.gov.in > Apply Online / Student Registration > Fill details: Student name as per Aadhaar, Aadhaar number, age, class, course, institution name, institution address, institution recognition, course duration, course fee per year, total fee, bank account number, IFSC, address, mobile, residence proof details, co-borrower details - Upload scanned copies: Aadhaar, Class 10+ marksheet, admission proof admission letter / institution ID, course fee structure, bank passbook student's or co-borrower, residence proof WB resident for 10 years, income certificate of co-borrower - File size less than 200 KB each - Format JPG PDF - Clear scan - Submit - Application ID generated - Note application ID - Print application form - Good - No fee - Free - Good Step 4: Track Status And Get Loan Sanction - After 30-60 days, check status on wbscc.wb.gov.in > Check Status / Application Status > Enter Application ID / Aadhaar / Mobile - If approved, loan sanctioned Rs 10 lakh @ 4% interest - Bank will contact for further process - Loan amount directly credited to institution / student bank account - Good - Loan sanctioned - Good - Rs 10 lakh @ 4% - Good - For study India & abroad - Good - Bank - Good - Loan sanctioned - Good - Rs 10 lakh - Good - @ 4% - Good - For study - Good - India & abroad - Good Step 5: Check Bank Account And Institution For Loan Amount - After loan sanctioned, check bank account and institution for loan amount credit - Bank will credit loan amount to institution / student bank account - Use for course fee, tuition fee, hostel fee, books, laptop, etc. - Good - Loan amount - Good - Rs 10 lakh - Good - @ 4% - Good - For course fee - Good - Institution - Good - Student account - Good - Loan amount - Good - For study - Good Step 6: Repayment After Course Completion + 12 Months - Repayment starts after course completion + 12 months moratorium - Repayment up to 15 years - @ 4% interest - Easy repayment - Good - Repayment - Good - After course + 12 months - Good - Up to 15 years - Good - @ 4% - Good - Easy repayment - Good - 15 years - Good No Application Fee: Student Credit Card Scheme application free - No fee - Only apply via wbscc.wb.gov.in official portal - Free - Good - No fee - Good - Official portal only - Good - wbscc.wb.gov.in free - Good Benefits Of Student Credit Card Scheme - Fresh Trending Education Loan Benefits: 1. Rs 10 Lakh Loan @ 4% Interest For Class 10+ Students For Study India & Abroad: Rs 10 lakh loan @ 4% interest for Class 10+ students for study India & abroad - Rs 10 lakh - Good - @ 4% interest - Good - Low interest - Good - For Class 10+ - Good - For study India & abroad - Good - Rs 10 lakh - Good - @ 4% - Good - Low interest - Good - For Class 10+ - Good - For study India & abroad - Good - Rs 10 lakh - Good - @ 4% - Good 2. For School College University Professional Courses MBBS Engineering Management Law: For school college university professional courses MBBS engineering management law etc. - For all courses - Good - School college university professional - Good - MBBS engineering management law - Good - For all courses - Good - School college university professional - Good - MBBS engineering management law - Good 3. Study In India & Abroad: Study in India & abroad - India & abroad - Good - Study in India - Good - Study abroad - Good - India & abroad - Good - Study - Good - India - Good - Abroad - Good - For study India & abroad - Good - Rs 10 lakh loan @ 4% - Good - India & abroad - Good 4. For 1.5 Lakh+ Students Largest Education Loan Yojana: For 1.5 lakh+ students in WB - Largest education loan yojana - Good - 1.5 lakh+ students - Good - Largest - Good - For students - Good - For 1.5 lakh+ students - Good - Largest education loan yojana in WB - Good 5. Easy Repayment Up To 15 Years After Course + 12 Months: Easy repayment up to 15 years after course completion + 12 months moratorium - Easy repayment - Good - Up to 15 years - Good - After course + 12 months - Good - Easy repayment - Good - Up to 15 years - Good - @ 4% - Good - Low interest - Good - Easy repayment - Good - 15 years - Good Comparison With Other Yojanas Oct 2026 West Bengal - Fresh Comparison Trending Education Loan Yojana: Student Credit Card vs Taruner Swapno: Student Credit Card Rs 10 lakh loan @ 4% for Class 10+ via wbscc.wb.gov.in 1.5 lakh+ students, Taruner Swapno free smartphone tab Rs 10000 for Class 11 12 via schools & tarunerswapno.wb.gov.in 19 lakh+ students - Both WB student yojanas by Mamata Banerjee - Different - Student Credit Card loan Rs 10 lakh @ 4% for Class 10+ for study India & abroad, Taruner Swapno free phone tab Rs 10000 for Class 11 12 for online education - Student can get both? Yes, student Class 11 12 gets Student Credit Card Rs 10 lakh loan @ 4% for higher education + Taruner Swapno Rs 10000 for phone tab - Both - Good - Total benefit - Good - Loan + phone tab - Good - Both - Good - Student gets Student Credit Card + Taruner Swapno - Good - Loan + phone tab - Good Student Credit Card vs Kanyashree vs SVMCM: Student Credit Card Rs 10 lakh loan @ 4% via wbscc.wb.gov.in, Kanyashree Rs 75000 total via schools colleges, SVMCM Rs 12000 to Rs 60000 per year via svmcm.wbhed.gov.in - All WB student yojanas by Mamata Banerjee - Different - Student Credit Card loan Rs 10 lakh @ 4% for Class 10+ for study India & abroad, Kanyashree Rs 75000 total for girls age 13-25 education via schools colleges, SVMCM scholarship Rs 12000 to Rs 60000 per year for meritorious students - Student can get all three? Yes, girl student Class 10+ with 60% marks gets Student Credit Card Rs 10 lakh loan @ 4% + Kanyashree Rs 75000 total + SVMCM scholarship Rs 12000 to Rs 60000 per year - Triple benefit - Good - Girl student gets triple - Good - Loan + girls education + scholarship - Good - All three - Good - Triple benefit - Good - Loan + education + scholarship - Good Tips To Get Approved In Student Credit Card