PM Awas Yojana 2026: Rs 1.2 Lakh Free House New List All India Apply

PM Awas Yojana 2026: Rs 1.2 Lakh Free House + Rs 12000 Toilet + New List All India - Complete Guide Introduction: The Most Viral Free House Yojana in India in 2026 - Get Rs 1.2 Lakh to Build Your Pucca House If you are homeless or you live in a kutcha house (mud house, thatched house) and you have no pucca house and you want to get Rs 1.2 Lakh free from Government of India to build your own pucca house with toilet, then PM Awas Yojana 2026 is for you. PM Awas Yojana New List 2026 is currently the most viral, most searched, and most awaited free house list in India this week in 2026. Under Pradhan Mantri Awas Yojana - Gramin (PMAY-G) and Urban (PMAY-U 2.0), Government of India gives Rs 1.2 Lakh for rural house and Rs 2.5 Lakh interest subsidy for urban house. As of May 2026, PM Awas Yojana Gramin New List 2026 is released this week with new names added after survey and Awas Plus 2024 survey. PMAY Gramin target extended to build 2 crore more houses till 2029. PMAY Urban 2.0 target 1 crore houses till 2029 with Rs 2.5 Lakh interest subsidy. Budget: Rs 80000+ Crore for PMAY Gramin 2.0. The best part: This is an All India yojana - Applicable in all states and UTs - UP, Bihar, MP, West Bengal (Bangla Awas Yojana), Maharashtra, Tamil Nadu, Rajasthan, Gujarat, etc. Any homeless or kutcha house family can apply. If you are homeless and want free Rs 1.2 Lakh to build pucca house, this list can give you free house money. In this 2500-word detailed article, we will explain everything about PM Awas Yojana 2026. What is PM Awas Yojana? Two Types: Gramin and Urban Full Name: Pradhan Mantri Awas Yojana - Gramin (PMAY-G) and Pradhan Mantri Awas Yojana - Urban (PMAY-U) and PMAY-U 2.0 Launched: - PMAY-Gramin: 1st April 2016 (earlier Indira Awas Yojana) - PMAY-Urban: 25th June 2015 - PMAY-U 2.0: September 2024 - Extended till 31st Dec 2029 Ministries: - PMAY-G: Ministry of Rural Development - PMAY-U: Ministry of Housing and Urban Affairs Official Websites: - PMAY-G: pmayg.nic.in - ONLY official website for Gramin - PMAY-U 2.0: pmaymis.gov.in and pmay-urban.gov.in - For Urban Objective: - Housing for All - To give pucca house to all homeless and kutcha house families by 2029 - To make India kutcha house free Benefits: What Will You Get? A. PM Awas Yojana - Gramin (Rural) - For Rural Families: 1. Rs 1.2 Lakh for Plain Area, Rs 1.3 Lakh for Hilly/Difficult Area: - For plain area (most of India): Rs 1.2 Lakh (Rs 120000) for building pucca house - Given in 3 installments via DBT directly in beneficiary's bank account: - 1st Installment: Rs 40000 after approval and house sanction - 2nd Installment: Rs 40000 after plinth level construction - 3rd Installment: Rs 40000 after roof level and completion - For hilly area (Himalayan states, Naxal affected, etc.): Rs 1.3 Lakh (Rs 130000) - Extra Rs 10000 for difficult area - So you get Rs 1.2 Lakh free to build house - No need to repay - Grant, not loan 2. Rs 12000 for Toilet via Swachh Bharat Mission: - Extra Rs 12000 given for building toilet in house via Swachh Bharat Mission (SBM-G) - So total Rs 1.2 Lakh + Rs 12000 = Rs 1.32 Lakh 3. 90 Days MGNREGA Labor (Rs 27000 Value): - 90 days unskilled labor wage under MGNREGA for house construction given free - Approximately Rs 27000 value (90 days x Rs 300 per day MGNREGA wage) - So labor free via MGNREGA - Job card holder gets 90 days extra work for house construction 4. House Size: Minimum 25 sq meter (270 sq ft) pucca house with 1 room, kitchen, etc. - With toilet B. PM Awas Yojana - Urban 2.0 (Urban) - For Urban Families: 1. Rs 2.5 Lakh Interest Subsidy for Home Loan (Credit Linked Subsidy Scheme - CLSS) - Or Direct Assistance: - PMAY-U 2.0 gives Rs 2.5 Lakh interest subsidy for 1 crore urban poor and middle-class families till 2029 - Or direct assistance Rs 1.5 Lakh for Beneficiary Led Construction (BLC) and Affordable Housing in Partnership (AHP) - 4 verticals under PMAY-U 2.0: - BLC (Beneficiary Led Construction): You have land but no house - Government gives Rs 1.5 Lakh assistance to build house on your own land - AHP (Affordable Housing in Partnership): Government builds affordable houses with private partners - You get house at low cost - ARH (Affordable Rental Housing): For migrants, etc. - Rental houses - ISS (Interest Subsidy Scheme): Rs 2.5 Lakh interest subsidy for home loan up to Rs 25 Lakh - For EWS/LIG/MIG - Subsidy on interest - So urban families get Rs 1.5-2.5 Lakh assistance Eligibility Criteria: Who Can Get PM Awas House? All India 2026 For PMAY-Gramin (Rural): 1. Must be Homeless or Living in Kutcha House (0, 1, 2 Room Kutcha House): - Must be homeless or living in 0 room, 1 room, or 2 room kutcha house (with kutcha wall and kutcha roof) as per SECC 2011 data or Awas Plus 2024 survey - Must not have pucca house - If you already have pucca house, not eligible - Must be in SECC 2011 list or Awas Plus survey list - If your name in SECC 2011 or Awas Plus 2024 survey as homeless/kutcha house family, you are eligible for PMAY-G house 2. Exclusion Criteria (If you have any of these, NOT eligible): - If you have pucca house - Not eligible - If you have motorized 2/3/4 wheeler - Not eligible? Actually if you have 4-wheeler, not eligible - 2-wheeler allowed - If you have mechanized 3/4 wheeler agricultural equipment - Not eligible - If you have Kisan Credit Card with limit more than Rs 50000 - Not eligible - If family member is government employee - Not eligible - If family member is income tax payer - Not eligible - If you have refrigerator - Not eligible? Actually SECC exclusion includes refrigerator - If you have landline phone? Actually exclusion includes landline phone - So only poorest families without pucca house and without assets are eligible - Homeless and kutcha house families 3. Must be Indian Citizen and Rural Resident: - Must be resident of rural area (Gram Panchayat area) - Not urban area (for PMAY-G) - Must have Aadhaar, bank account, job card (MGNREGA), etc. For PMAY-Urban 2.0 (Urban): 1. Must be Urban Resident and EWS/LIG/MIG: - Must be resident of urban area (Municipal area, Nagar Panchayat, etc.) - Income criteria: - EWS (Economically Weaker Section): Family income up to Rs 3 Lakh per year - House up to 30 sq meter - LIG (Low Income Group): Family income Rs 3-6 Lakh per year - House up to 60 sq meter - MIG (Middle Income Group): Family income Rs 6-9 Lakh (MIG-I) or Rs 9-12 Lakh? Actually for PMAY-U 2.0 ISS, income up to Rs 9 Lakh per year? Check latest - But generally up to Rs 9 Lakh for ISS - Must not have pucca house anywhere in India in family name - Must be homeless or kutcha house in urban area - Or have land but no house (for BLC) - Must not have availed PMAY house earlier Documents Required: 1. Aadhaar Card (mandatory for all family members) 2. Bank Passbook - First page with account number, IFSC - In beneficiary's name, Aadhaar linked, DBT enabled 3. MGNREGA Job Card (for PMAY-G) - For 90 days labor 4. SECC 2011 / Awas Plus 2024 survey reference number - If your name in SECC list 5. Land documents? Not mandatory for PMAY-G (house built on your own land or government provides land?), but if you have land, proof needed - For PMAY-U BLC, you must have land ownership proof 6. Mobile Number (Aadhaar linked) 7. Income Certificate (for PMAY-U) 8. Photo How to Apply for PM Awas Yojana 2026? Step-by-Step All India For PMAY-Gramin New House (Rural): Method 1: No Direct Online Application by Beneficiary - Selection via SECC 2011 and Awas Plus Survey: - PMAY-G does NOT have direct online application by beneficiary on pmayg.nic.in for new house? Actually for PMAY-G, beneficiaries are selected from SECC 2011 list and Awas Plus 2024 survey - No direct online form for new house by beneficiary - Instead, Gram Panchayat does survey and identifies homeless/kutcha house families via Awas Plus survey app - Steps: Step 1: Check if Your Name in SECC 2011 List or Awas Plus 2024 Survey List: - Go to pmayg.nic.in > Stakeholders > SECC Reports or Awas Plus Reports - Or check with Gram Panchayat Secretary - Ask if your name in SECC 2011 PMAY-G waiting list or Awas Plus 2024 list Step 2: If Name in List, Gram Panchayat Will Include You in PMAY-G New List 2026: - Gram Panchayat and Block Development Officer prepare PMAY-G new list 2026 based on SECC 2011 and Awas Plus survey and priority - If your name in waiting list and you still homeless/kutcha house, you will be included in new list 2026 for house sanction Step 3: If Name Not in SECC or Awas Plus But You Are Homeless/Kutcha House Now (New Family or Missed in Survey): - If your name not in SECC 2011 or Awas Plus 2024 survey but you are genuinely homeless or kutcha house family now, you can apply for inclusion in Awas Plus survey via Awas Plus App via Gram Panchayat - Visit Gram Panchayat with Aadhaar and request for Awas Plus survey - Gram Panchayat Secretary or Awas Plus surveyor will survey your house via mobile app - Take photo of your kutcha house - Upload - After survey, your name added to Awas Plus waiting list for future sanction Step 4: After Sanction, Get Installments and Build House: - After your name included in new list 2026 and sanctioned, you get 1st installment Rs 40000 in bank account via DBT - Build house up to plinth level - Upload photo via Awas App - Get 2nd installment Rs 40000 - Build up to roof level - Upload photo - Get 3rd installment Rs 40000 - Complete house For PMAY-Urban 2.0 New House (Urban): Method: Online Application via pmaymis.gov.in or via CSC or via Municipal Office: Step 1: Go to Official Website pmaymis.gov.in or pmay-urban.gov.in - Visit pmaymis.gov.in > Citizen Assessment > Apply Online - Or visit nearest CSC centre or Municipal Corporation / Municipality / Nagar Panchayat office Step 2: Enter Aadhaar, Personal Details, Income, etc. - Enter Aadhaar number, name, income, existing house status, land details, bank details, etc. - Choose vertical: BLC (if you have land), AHP, ISS (interest subsidy), etc. Step 3: Submit and Get Application Number - Submit online - Get application number - Application goes to concerned Urban Local Body (Municipality) for verification Step 4: Verification by Municipality and Approval - Municipality verifies your documents, income, house status, etc. - If eligible, approves and includes in PMAY-U 2.0 list Step 5: Get Assistance and Build/Buy House - After approval, you get Rs 1.5 Lakh (for BLC) in installments or interest subsidy Rs 2.5 Lakh credited to home loan account Important Dates 2026: - PMAY-G New List 2026 Release: This week May 2026 - Many states released new list after Awas Plus 2024 survey verification - Trending this week - Check pmayg.nic.in > Awas Soft Reports > Beneficiary Details - PMAY-G Survey: Awas Plus 2024 survey conducted in 2024-25 - Now new list 2026 based on that survey - If you missed survey, you can still apply for survey via Gram Panchayat now - PMAY-U 2.0 Applications: Open from Sep 2024 till 31st Dec 2029 - You can apply anytime now via pmaymis.gov.in or CSC or Municipality - Last date 31st Dec 2029 - House Construction Deadline: For PMAY-G, house must be completed within 12 months after 1st installment - For PMAY-U BLC, within 12-18 months How to Check PM Awas Yojana New List 2026, Status, Payment Status? For PMAY-Gramin: Method 1: Check New List on pmayg.nic.in: - Go to pmayg.nic.in > AwaasSoft > Reports > Beneficiary Details for Verification or Beneficiary Details - Or go to pmayg.nic.in > Stakeholders > IAY/PMAYG Beneficiary - Enter State, District, Block, Gram Panchayat, Financial Year 2026-27, etc. - Get list of beneficiaries with name, father name, sanction year, house status (sanctioned, 1st installment done, 2nd installment, completed, etc.) - Or go to pmayg.nic.in > Awaas Plus Reports - Check waiting list Method 2: Check Payment Status: - Go to pmayg.nic.in > AwaasSoft > FTO Tracking - Enter FTO number or bank account or beneficiary ID - Check installment payment status: 1st, 2nd, 3rd installment FTO generated, payment done, date, amount Method 3: Check with Gram Panchayat Secretary: - Visit Gram Panchayat with Aadhaar - Secretary can check PMAY-G status via Awaas Plus App and Awaas Soft portal - Shows if your name in new list 2026, sanction status, installment status For PMAY-Urban 2.0: Method 1: Check Status on pmaymis.gov.in: - Go to pmaymis.gov.in > Citizen Assessment > Track Your Assessment Status - Enter Application ID or Aadhaar - Check status: Submitted / Under Verification at ULB / Approved / Rejected / Sanctioned / Installment Released Method 2: Check with Municipality: - Visit Municipal Corporation / Municipality with Application Number - Ask for status Common Problems and Solutions: Problem 1: Name Not in PMAY-G New List 2026 Even Though Homeless/Kutcha House Solution: If name not in SECC 2011 list or Awas Plus 2024 survey list, you are not in waiting list - So you must apply for Awas Plus survey now via Gram Panchayat - Request survey via Awas Plus App - Surveyor will visit your house, take photo of kutcha house, upload - After survey, name added to waiting list for future sanction - Keep checking Gram Panchayat for new list inclusion Problem 2: PMAY-G Installment Not Received Even Though Sanctioned Solution: Check FTO status on pmayg.nic.in > FTO Tracking - If FTO generated but payment failed due to Aadhaar not linked or bank account issue, visit bank and link Aadhaar and enable DBT - Then contact Block Development Officer for re-processing failed payment Problem 3: PMAY-U Application Rejected Due to Having Pucca House or Income More Than Limit Solution: PMAY-U is for urban poor without pucca house and income up to Rs 9 Lakh (for ISS) - If you already have pucca house in family name anywhere in India, application rejected - If income more than limit, rejected - You can try PMAY-G if rural resident and homeless/kutcha house Problem 4: Land Not Available for Building House (For PMAY-G) Solution: PMAY-G house is built on your own land - If you are homeless and have no land, Gram Panchayat may provide government land or you can get land via other scheme? Actually for landless, Gram Panchayat provides land for PMAY-G house from government land - Contact Gram Panchayat for land allotment Fraud Alert - Stay Safe: - Official websites are ONLY pmayg.nic.in for Gramin and pmaymis.gov.in for Urban - No other website - Application FREE